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  • From Struggle to Support: The Urgent Need for Infertility Insurance Mandates in Minnesota with Miraya Gran

Miraya Gran was out on a walk while 8 months pregnant in the middle of the Covid-19 pandemic when she decided enough was enough.  Her journey to her daughter was long, painful, and expensive.  Why? Because Miraya and her husband, like so many other Minnesotans does not have insurance coverage for their diagnosed medical disease of infertility. 

Instead of being mad, Miraya took action and reached out to her State Representative.  This lead to the creation of the Minnesota Building Families Act (HF 1685 and SF 1704) that started going through the legislative process in 2023 and continues in 2024.  

Miraya’s Story

Before becoming a patient advocate and helping all Minnesotan’s to have insurance coverage for their infertility, Miraya was trying to build her family. Both her and her husband have been diagnosed with infertility and she has suffered multiple miscarriages and procedures.  She finally welcomed her daughter into the world two years ago yet still longs for another child.  

Finances have been their primary barrier.  Although both Miraya and her husband have good jobs with good health insurance, none of those policies offer fertility coverage.  They have been forced to pay out of pocket and make their care decisions based on available finances instead of what is right for their family. 

The Minnesota Building Families Act

The Minnesota Building Families Act is sponsored by Senator Erin Maye Quade and State Representative Jeff Brand.  This bill will help three primary groups: Those with the disease of infertility, the LGBTQ+ community, and those at risk of medically-induced infertility. This bill will provide Minnesotans with: 

  • Coverage for infertility diagnosis and treatment, including IVF. It includes 4 retrievals, unlimited transfers, and medical costs for third-party procedures.
  • Coverage for fertility preservation for people at risk of infertility due to a medical condition or treatment, such as chemotherapy for cancer.
  • Expanded access to coverage for fully insured plans, Medical Assistance and MinnesotaCare.
  • Protections against exclusionary and discriminatory insurance coverage for infertility.

Joining Other States

Twenty One states plus Washington D.C. already have insurance mandates in place.  We want Minnesota to be number 22.  In states with insurance mandates for infertility, outcomes for moms and babies are better, and these states are adding more mandates.  In addition, a study with Mercer found that 97% of insurance rates don’t go up with the additional coverage.

What You Can Do

We need your help to get this bill passed in 2024!   Here are the actions you can take to help us today! 

Register for MN Advocacy Day on February 14, 2024

Follow the Minnesota Building Families Coalition on Instagram

Follow the Minnesota Building Families Coalition on Facebook

Additional Resources from the Episode:

Sign up for RESOLVE Action Network emails

The Minnesota Building Families Act

Reproductive Outcomes for Survivors of Childhood Cancer – National Library of Medicine

RESOLVE Infertility Statistics

RESOLVE State Advocacy Toolkit

Miraya Gran is a dedicated patient advocate for infertility insurance coverage, collaborating closely with Resolve, the National Infertility Awareness Association.

Born with a passion for advocacy, Miraya has channeled personal experiences into a mission to break down barriers surrounding infertility. Having experienced several infertility treatments including two rounds of IVF, three embryo transfers, seven miscarriages, one beautiful baby girl (all with the price tag of $102,000) she has gained a profound understanding of the emotional and financial toll infertility takes on individuals and couples. Her belief that everyone deserves an opportunity to grow their family in the way that’s best for them was a catalyst in her decision to pick up the phone one day and ask her legislator for help.

With a heartfelt understanding of the struggles that many face, Miraya has been advocating tirelessly for improved access to infertility treatments by lobbying for an infertility insurance coverage bill in the State of Minnesota. 

Miraya has been featured in the Star Tribune and Stateline.

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